Florida Courses

In this course, we will describe the basic mechanics of Medicare, Medicare Supplemental Plans and other related coverages. And we will consider some of the most common Medicare-related frauds.

In addition, we will also provide answers for the most common questions you may encounter from your clients about these coverages and frauds.

You will read some interesting and important case studies to bring this topic to life. We detail the most recent issues that have come up in the real world of providing Medicare and Medicare-related products to consumers. And how to help them avoid Medicare frauds and scams.

This course counts for up to 10 credit hours towards General Insurance Principles.

This course provides 10 hours of C.E. requirements in Ethics. It explores the Financial Professional's role and responsibilities in an ever changing and even more complex arena. Topics include rebating and replacement as well as a host of ideas and thoughts that have led the state to mandate these course offerings for continuing education.

Goals: With the knowledge from this course, the professional becomes aware of when replacement is replacement and not churning or twisting. The rules for replacement are discussed as well as the fiduciary responsibilities of the financial professional.

Ten (10) credit hours.

In this course we will review some of the fundamental concepts and some of the complex coverage details about annuities, variable annuities and several insurance-like investment products called "contracts."

In addition, we will also provide answers for the most common questions you may encounter from your clients about these products.

We will cover the important terms and definitions related to annuities and annuity suitability, which are sometimes slightly different than the terms and definitions used by insurance policies. We will also consider the various optional benefits, modifications and additions that are commonly desired by annuitants and their beneficiaries.

We will also cover how annuities are underwritten, the advantages and disadvantages of group contracts and tax treatment of the various types of annuities.

You will read some interesting and important case studies to bring this topic to life. We detail the most recent issues that have come up in the real world of providing these products to consumers.

Finally, an appendix to this text includes annotated and simplified excerpts of the relevant portions of your state's Insurance Code dealing with annuities and investment contracts. Eight (8) Hours of C.E.

Before selling LTC policies in Florida, producers must complete an 8-hour state approved LTCP training course.

In this course we will review some of the fundamental concepts of Long Term Care insurance and Florida's Long Term Care Partnership. This course provides an in-depth analysis of this growing market. We will introduce you to newer coverages as well as any legislative changes. We will also give you the latest update on the forms and talk about the implications to the coverages provided.

You will read interesting and important case studies to bring this topic to life. Finally, we detail the most recent issues that have come up in the real world of providing these coverages to policyholders.

This course is ClearCert Approved.

For Agents with a *Combined* 2-20 & 2-15 License or a "Combined" 2-20 & 2-18 License; this course applies only to the 2-15 OR 2-18 Portion.

For Agents with a *Combined* 4-40 & 2-15 License; this course applies to the 2-15 portion of the license. For Agents with a *Combined* 4-40 & 2-14 License; this course applies to the 4-40 portion of the license.

In this course we will review some of the fundamental concepts and related to the theory and practice of "risk management." In addition, we will also provide answers for the most common questions you may encounter from your clients about risks and risk management.
We will cover the important terms and definitions. We will also cover how risks are underwritten, how claims are paid and how regulators handle the whole subject matter. And you will read some interesting and important case studies to bring this topic to life.

Also covered will be General Liability. It is a broad description of the coverage provided and is not intended to cover all the nuances in the forms.

This course counts for eight (8) credit hours towards General Insurance Principles.

In this six hour course we will review some of the fundamental concepts to refresh your memory to some of the coverage details you might have forgotten and introduce you to newer coverages as well as any legislative changes. We will also give you the latest update on the forms and talk about the implications to the coverages provided.
You will read interesting and important case studies to bring this topic to life. Finally, we detail the most recent issues that have come up in the real world of providing these coverages to policyholders.

This course is ClearCert Approved.

In this course we will review some of the fundamental concepts and some of the complex coverage details involving flood insurance, the National Flood Insurance Plan and other programs related to property risks. In addition, we will also provide answers for the most common questions you may encounter from your clients about these risks.

Five credit hours.

This, our twelfth, mandatory (240) Health course for (Law & Ethics Update), will introduce and/or familiarize producers with the various departments in Florida and their administrative roles.
Care should always be taken when commerce is conducted in a fiduciary capacity and the responsibilities thereof.
As you will see, there are various departments and their roles and duties are often blurred at best to the producer and it is the state's opinion that these responsibilities are offered as continuing education to every licensed agent.

4 hour Mandatory 240 - Health (2-40) License

Four (4) total hours

Producers continuing to sell LTCP must complete a 4-hour on-going training course every two calendar years after the initial completion.

This four hour course satisfies this requirement & reviews fundamental concepts of Long Term Care insurance and Florida's Long Term Care Partnership. We will introduce you to newer coverages as well as any legislative changes. We will also give you the latest update on the forms and talk about the implications to the coverages provided.

This course is ClearCert Approved.

For Agents with a *Combined* 2-20 & 2-15 License or a *Combined* 2-20 & 2-18 License, this course only applies to the 2-15 or 2-18 portion of the License).

For Agents with a *Combined* 4-40 & 2-15 License; this course applies to the 2-15 portion of the License. For Agents with a *Combined* 4-40 & 2-14 License; this course applies to the 4-40 portion of the License.

This, our 12th, mandatory Life & Variable Annuity course for (Law & Ethics Update), will introduce and/or familiarize producers with the various departments in Florida and their administrative roles.
Care should always be taken when commerce is conducted in a fiduciary capacity and the responsibilities thereof.
As you will see, there are various departments and their roles and duties are often blurred at best to the producer and it is the state's opinion that these responsibilities are offered as continuing education to every licensed agent.

4 hour Mandatory Life & Variable Annuity (2-14) License

This, our 12th, mandatory Life, Health, & Variable Annuity course for (Law & Ethics Update), will introduce and/or familiarize producers with the various departments in Florida and their administrative roles.
Care should always be taken when commerce is conducted in a fiduciary capacity and the responsibilities thereof.
As you will see, there are various departments and their roles and duties are often blurred at best to the producer and it is the state's opinion that these responsibilities are offered as continuing education to every licensed agent.

4 hour Mandatory Life, Health & Variable Annuity (2-15) License

This course provides the three hours of mandatory C.E. requirements in Ethics. It explores the Financial Professional's role and responsibilities in an ever changing and even more complex arena. Topics include rebating and replacement as well as a host of ideas and thoughts that have led the State to mandate these course offerings for continuing education.

Goals: With the knowledge from this course, the professional becomes aware of when replacement is replacement and not churning or twisting. The rules for replacement are discussed as well as the fiduciary responsibilities of the financial professional.

This course counts towards Three hours of ethics credits.