Florida Courses

This course offers a broad description of the coverage provided in the commercial auto policy and is not intended to cover all the nuances in the forms. A discussion on commercial property insurance follows with a discussion on the nuances of insuring against mold.

11 Credit Hours

Welcome to this professional continuing education course on Workers Compensation & General Liability Insurance. This course is intended for the practicing insurance professional and not for someone new to insurance.
In this course we will review some of the fundamental concepts to refresh your memory about some of the coverage details you might have forgotten. We will review the forms and provide answers for the most common questions you may encounter from your clients about their policies.
We will discuss the options available to obtain workers comp coverage and the factors that go into the pricing of coverage.
You will read interesting and important case studies to bring this topic to life. Finally, we detail the most recent issues that have come up in the real world of providing these coverages to policyholders, such as medical cost containment, fraud, privacy and medical records, and the implications of terrorism to workers compensation coverage.

In this course we will review some of the fundamental concepts and some of the complex coverage details about annuities, variable annuities and several insurance-like investment products called "contracts."

In addition, we will also provide answers for the most common questions you may encounter from your clients about these products.

We will cover the important terms and definitions related to annuities and annuity suitability, which are sometimes slightly different than the terms and definitions used by insurance policies. We will also consider the various optional benefits, modifications and additions that are commonly desired by annuitants and their beneficiaries.

We will also cover how annuities are underwritten, the advantages and disadvantages of group contracts and tax treatment of the various types of annuities.

You will read some interesting and important case studies to bring this topic to life. We detail the most recent issues that have come up in the real world of providing these products to consumers.

Finally, an appendix to this text includes annotated and simplified excerpts of the relevant portions of your state's Insurance Code dealing with annuities and investment contracts. Eight (8) Hours of C.E.

In this course we will review some of the fundamental concepts and related to the theory and practice of "risk management." In addition, we will also provide answers for the most common questions you may encounter from your clients about risks and risk management.
We will cover the important terms and definitions. We will also cover how risks are underwritten, how claims are paid and how regulators handle the whole subject matter. And you will read some interesting and important case studies to bring this topic to life.

Also covered will be General Liability. It is a broad description of the coverage provided and is not intended to cover all the nuances in the forms.

This course counts for eight (8) credit hours towards General Insurance Principles.

In this course we will review some of the fundamental concepts and some of the complex coverage details involving flood insurance, the National Flood Insurance Plan and other programs related to property risks. In addition, we will also provide answers for the most common questions you may encounter from your clients about these risks.

Five credit hours.

This course provides the three hours of mandatory C.E. requirements in Ethics. It explores the Financial Professional's role and responsibilities in an ever changing and even more complex arena. Topics include rebating and replacement as well as a host of ideas and thoughts that have led the State to mandate these course offerings for continuing education.

Goals: With the knowledge from this course, the professional becomes aware of when replacement is replacement and not churning or twisting. The rules for replacement are discussed as well as the fiduciary responsibilities of the financial professional.

This course counts towards Three hours of ethics credits.

Our second in a series of one-hour continuing education training courses for general lines insurance agents and customer representatives on the subject of premium discounts for hurricane mitigation options.

This is a one-hour continuing education training course for general lines insurance agents and customer representatives on the subject of premium discounts for hurricane mitigation options.