Group Health Insurance
Most of this is a review from chapter 24. Group health insurance may be issued to eligible groups in Florida insuring one or more individuals.
Associations, labor unions, and small employer health alliances
A group of individuals may be insured under a policy issued to an association, including a labor union, if:
- the association has a constitution and bylaws;
- the association has at least 25 members;
- the association has been maintained for one year and is a natural group;
- the association is the policyholder; and
- at least 15 members of the association enroll in the plan.
Plans issued to associations must accept all individual members as eligible at the time of the policy issuance. A policy may insure the spouse or dependent children with or without the member being insured. A single master policy issued to an association may include more than one health plan from the same insurer.
